Thursday, October 8, 2026

Graduate degrees still worth starting now | Careers that stay short-staffed through the mid-2030s

Careers still in demand if you start graduate school now

Where a master’s still opens the door Clinical care and applied tech: the durable graduate bets

Graduate school is worth it mainly where a master’s or professional degree is the actual entry ticket and employers cannot hire enough people. U.S. Bureau of Labor Statistics projections through the mid-2030s point to a clear cluster: clinical healthcare, applied data and AI, cybersecurity, and a few regulated technical fields. Aging populations and technology adoption drive most of that demand. Pure academic tracks in oversupplied fields do not.

Strongest bets that usually need graduate credentials

Why healthcare graduate paths beat generic CS master’s degrees BLS growth fields that actually require graduate school

Advanced practice clinical roles. Nurse practitioners are the single fastest-growing occupation in recent BLS tables, at about 40–41% through the mid-2030s, with tens of thousands of openings a year and median pay around $129,000–$132,000. Entry is typically a master’s (increasingly a doctorate). Physician assistants are projected around 20–21% growth, also master’s-level, with median pay near $136,000. Both sit in team-based care models that expand as the population ages.

Mental and behavioral health. Substance abuse, behavioral disorder, and mental health counselors are projected to have more annual openings than any other graduate-level occupation in one BLS education-level breakdown (on the order of 48,000 a year), with growth around 18%. Most paths require a master’s plus licensure. Demand is structural—access gaps, insurance coverage, youth and adult mental health—not a short cycle.

Physicians and selected doctoral clinical roles. Physicians and surgeons as a group are projected to have roughly 24,000 openings a year. Pay is among the highest published (many specialties well above $200,000; top published medians exceed $400,000). Physical therapy has largely shifted to a doctoral entry degree (DPT) and remains tied to aging and chronic disease. These paths are long and expensive; the shortage is real, but so are the debt and training time.

Health systems and epidemiology. Medical and health services managers are growing about 23–24%, often with a master’s preferred, and median pay around $118,000–$124,000. Epidemiologists are around 19% growth and typically need a master’s.

Professional degrees with real annual openings Cybersecurity and health systems: quieter high-demand paths

Tech fields where a graduate degree still helps

Data science and research computing. Data scientists are among the fastest-growing occupations (about 34–35%), with median pay roughly $112,000–$120,000. A bachelor’s is the usual listed entry, but a master’s is common for stronger roles and career mobility. Computer and information research scientists—closer to applied AI and machine-learning research—typically require a master’s, grow around 22%, and show median pay near $140,000.

Cybersecurity. Information security analysts are projected around 21–29% growth, with median pay about $125,000–$129,000. A bachelor’s often suffices for entry; a master’s or specialized graduate work helps for architecture, research, and leadership roles as AI expands the attack surface.

World Economic Forum employer surveys point the same direction through 2030: fastest-rising skill demand in AI, big data, and cybersecurity, alongside care roles driven by demographics. Jobs that specifically require AI skills have been growing much faster than the overall market, with a sizable wage premium.

What is weaker for a new graduate degree

Generic software roles face more entry-level pressure as coding tools absorb routine work. Growth is still positive in specialized areas, but a plain computer-science master’s is no longer an automatic premium. Solar and wind technician jobs are among the fastest-growing by percentage, but they do not require graduate school. Many humanities, pure social-science, and undifferentiated “studies” PhDs remain oversupplied relative to academic jobs.

Healthcare and hands-on clinical work also have lower automation exposure than routine analysis and coding, which is why those degrees score well in recent employment-security rankings.

Demand that survives the next few hiring cycles Licensure-track graduate careers versus optional credentials

Practical filter before you apply

  • Prefer programs where the degree is required for licensure or is the normal hiring screen (NP, PA, counseling, PT, medicine, research-scientist tracks).
  • Treat cost and opportunity cost as part of the decision: a funded STEM master’s or a clinical program with clear placement beats an unfunded general degree.
  • Pair technical depth with a domain (healthcare AI, security, biotech, energy systems). Employers are short of people who can do both.
  • Check the current BLS Occupational Outlook Handbook page for the exact title you are considering. Projections are updated regularly, and openings matter more than percentage growth alone.

The durable pattern for the next several years is clinical care that cannot be fully automated, plus applied quantitative and security skills that organizations still cannot hire fast enough.

I used Grok for this information. I am looking forward to when my kids graduate. - Benjamin Townsend 

Further reading

Healthcare AI, security, and the domain-plus-skill rule Starting graduate school against the current job projections



  1. #LicensureTrackDegrees
  2. #HealthcareAIJobs
  3. #ResearchComputing
  4. #AgingPopulationJobs
  5. #AppliedAISkills
  6. #DegreeROI
  7. #OpeningsOverGrowth
  8. #FutureOfWorkHealth
  9. #STEMMastersWorthIt
  10. #CareersThatStayShortStaffed

Wednesday, October 7, 2026

Colorado Springs Real Estate Fall 2026: Market Update + New Construction vs Existing Homes

Colorado Springs Real Estate in Fall 2026: Market Snapshot + New Construction vs. Existing Homes — Which Should You Buy?
new vs existing homes Front Range Colorado   Colorado Springs real estate trends fall 2026

The Colorado Springs housing market has settled into a more balanced, buyer-leaning environment as of September–early October 2026. Inventory is higher, prices have softened, homes are taking longer to sell, and buyers have more negotiating power than they did in the ultra-competitive years of the early 2020s. At the same time, one of the most important decisions facing local buyers remains unchanged: Should you purchase a brand-new construction home or an existing (resale) home?

This in-depth guide combines the latest independent market data for Colorado Springs with insights from multiple Colorado-focused analyses comparing new builds and existing homes. The goal is to help you understand both the broader market conditions and the practical trade-offs that matter most in the Pikes Peak region.

existing homes vs new construction pros cons Colorado   Colorado Springs days on market 2026

1. Colorado Springs Housing Market Snapshot – September 2026

According to data reported by Realtor.com, Redfin, The Gazette, Zillow, Movoto, and related sources in early October 2026:

  • Inventory rose significantly. Active listings increased roughly 8.7% year-over-year in September to around 4,266 homes, outpacing the national increase. Buyers now have meaningfully more choices than in recent years.
  • Prices softened. The median list price fell about 2.8% year-over-year to approximately $484,950–$485,000. Recent three-month median sale prices (Redfin) hovered near $460,000 (down ~3.2% YoY). August closed median sale prices for single-family and patio homes were reported at $470,000.
  • Days on market lengthened. Homes took a median of 67 days to sell in September (up 3.9% year-over-year), slower than the national median.
  • Sales volume declined. August closed sales of single-family and patio homes totaled 996 — down about 4% from the prior year and roughly 12% from July.
  • The market is widely described as more balanced to buyer-friendly. Well-priced, well-presented homes still move relatively quickly, while overpriced listings sit longer and often require price reductions or seller concessions.
  • Higher mortgage rates (recently near or above 7%) continue to pressure affordability. Local analyses in late September noted that a median-priced home requires a substantial household income to stay within traditional affordability guidelines.
  • Multifamily occupancy improved to near a four-year high in earlier 2026 data, with modest rent recovery, while single-family new-home construction permits slowed in September.

Overall, the intense seller’s market of prior years has given way to conditions that favor prepared buyers who can negotiate, inspect carefully, and move with intention.

buyer friendly Colorado Springs real estate 2026   Colorado Springs home prices September 2026


2. New Construction vs. Existing Homes in Colorado: The Core Trade-Offs

Multiple Colorado-focused analyses (covering Colorado Springs, Denver metro, Northern Colorado, and the Front Range) consistently highlight the same key differences.

Advantages of New Construction

  • Brand-new systems (roof, HVAC, plumbing, electrical) and modern energy-efficient construction that meets current codes → lower near-term maintenance and utility costs.
  • Builder warranties (typically 1 year workmanship, 2 years mechanical systems, 10 years structural).
  • Modern open floor plans, smart-home features, and the ability to select finishes (especially if buying early in the process).
  • Builder incentives are common in the current market — rate buydowns, closing-cost assistance, or upgrade credits that can improve the monthly payment.
  • More predictable first few years of ownership.

Disadvantages of New Construction

  • Higher upfront or all-in costs once you factor in lot premiums, upgrades, landscaping, fencing, window coverings, and unfinished basements (often $20,000–$50,000+ in additional spend).
  • Metro district taxes — a major Colorado-specific factor. Many new communities fund infrastructure through special districts, adding $1,000–$3,500+ per year in property taxes for decades.
  • Neighborhoods are often still developing: limited mature trees, ongoing construction, and amenities that may not yet be complete.
  • Less flexibility on price negotiation; builders rarely discount the base price aggressively.
  • Longer timelines if the home is not already built (spec homes can close faster).

Advantages of Existing (Resale) Homes

  • Established neighborhoods with mature landscaping, larger lots in many cases, and immediate community character.
  • Often lower property taxes (no or lower metro district mill levies).
  • Greater negotiation flexibility — sellers are more likely to offer concessions, price reductions, or repairs in the current market.
  • Faster move-in (typically 30–60 days).
  • Wider variety of architectural styles and locations closer to established amenities, schools, and employment centers.
  • Potential to buy below replacement cost in some price ranges.

Disadvantages of Existing Homes

  • Higher risk of near-term repairs or updates (roof, HVAC, plumbing, etc.).
  • Older floor plans, less energy efficiency, and systems that may need replacement within a few years.
  • Limited or no warranty coverage.
  • Condition and maintenance history vary widely — thorough inspections are critical.
Colorado Springs real estate market September 2026   Colorado Springs housing market fall 2026

3. How Current Market Conditions Affect the Decision in Colorado Springs

The September 2026 market dynamics tilt the scales in interesting ways:

  • Higher inventory and longer days on market strengthen the hand of buyers looking at existing homes. Sellers of resale properties are more motivated to negotiate on price, concessions, or repairs.
  • Builder incentives remain a powerful counterweight for new construction. In a slower sales environment, many builders offer rate buydowns or closing credits that can make the monthly payment competitive even if the list price is higher.
  • Metro district taxes remain one of the most important (and often overlooked) factors in Colorado Springs and the broader Front Range. A new home with a high mill levy can erase much of the short-term maintenance savings.
  • Affordability pressure from higher interest rates makes total monthly cost (principal + interest + taxes + insurance + HOA + expected maintenance) more important than list price alone.
  • Location still matters enormously. Many desirable established areas in Colorado Springs (Old North End, Broadmoor, Rockrimmon, parts of central and west side) have little to no new construction, so buyers who prioritize those neighborhoods are effectively choosing resale by default.
Colorado Springs housing market buyer leverage   new vs existing homes Front Range Colorado

4. Who Should Choose New Construction vs. Existing Homes in Colorado Springs Right Now?

New construction is often the better fit if you:

  • Want predictable maintenance and modern efficiency for the first 5–10 years.
  • Value customization and open floor plans.
  • Can absorb or budget for landscaping, fencing, and potential metro district taxes.
  • Are willing to wait (or can find a completed spec home).
  • Plan to own the home long enough for the warranty and energy savings to matter.
  • Prefer a simpler transaction with one seller (the builder).

Existing homes are often the better fit if you:

  • Prioritize location, mature neighborhoods, and larger lots.
  • Need to move quickly.
  • Want lower property taxes and greater negotiation power in the current market.
  • Are comfortable budgeting for potential repairs and updates.
  • Prefer character, established trees, and a settled community feel.
  • Plan to sell within a shorter time horizon (resale homes in built-out areas often face less competition from new phases of construction).
new construction incentives Colorado Springs   existing homes vs new construction pros cons Colorado

Final Thoughts

There is no universal “better” choice. In the current Colorado Springs market of fall 2026 — with rising inventory, softening prices, and longer selling times — existing homes generally offer more negotiating leverage, while new construction continues to compete effectively through incentives, warranties, and modern efficiency. The deciding factors almost always come down to your timeline, preferred location, tolerance for maintenance risk, and careful calculation of total monthly and long-term costs (especially property taxes).

Run the numbers on both options side-by-side, including estimated taxes, insurance, utilities, and near-term capital expenses. Work with a local professional who understands both new-construction communities and established neighborhoods, and always obtain a thorough inspection (and soils report where relevant) on any existing home.

The market has given buyers more breathing room than they’ve had in years. Use that advantage wisely.

new build vs resale Colorado Springs 2026   should I buy new or existing home Colorado Springs

Further Reading – Market Data Sources

Colorado Springs housing market update for Fall 2026: rising inventory, softer prices, longer days on market.

Further Reading – New Construction vs. Existing Homes Comparisons

Is it better to buy a new build or existing home in Colorado Springs right now?

Market conditions change. Always verify. Call me and let's go see some houses today. 

#NewBuildVsResale
#ColoradoSpringsHomeBuying
#MetroDistrictTaxes
#Fall2026RealEstate
#ColoradoSpringsBuyersGuide
#NewConstructionVsResale
#COSHousingMarket 

Friday, June 19, 2026

Should You Buy a House Now or Wait in 2026? A Practical Guide for Buyers

Should You Buy a House Now or Wait in 2026? A Practical Guide for Buyers

Buy a House in 2026 or Wait? What Rising Inventory and 6–6.5% Rates Really Mean


In mid-2026, the housing market is more balanced than in recent years, with rising inventory and mortgage rates around 6–6.5%. But the big question remains: Should you buy now or wait for potentially better conditions? The answer usually depends more on **your personal situation** than national headlines.

Buy Now vs. Wait: Pros & Cons in 2026

Reasons to Buy Now

  • More inventory gives buyers negotiating power and choices.
  • Lock in a rate and start building equity instead of paying rent.
  • Avoid potential price creep if rates drop and demand rises.
  • Long-term ownership (5+ years) often beats waiting.

Reasons to Wait

  • If your finances need work (credit, debt, savings).
  • Expecting significant rate drops or local price softening.
  • Job instability or short-term life changes ahead.
  • High-cost markets where payments feel stretched.
home buying guide 2026 financial readiness vs market timing


Decision Framework: Ask Yourself These Key Questions

  1. How long do you plan to stay? 5+ years? Buying usually wins financially.
  2. Are your finances ready? Stable income, emergency fund (3–6 months), strong credit (760+ for best rates), and down payment saved.
  3. Can you afford the total costs? Mortgage + taxes, insurance, maintenance (1–2% of home value yearly), and utilities.
  4. What’s your local market like? Check inventory, days on market, and price trends—national data doesn’t tell the full story.
Rule of Thumb: Don’t stretch beyond what feels comfortable. Stress-test your budget for rate hikes or income changes. Use free calculators from Bankrate, NerdWallet, or Forbes.
2026 mortgage rates 6.5% buy house now or wait advice


Best Strategies to Decide & Move Forward

1. Get Pre-Approved & Run the Numbers

Pre-approval shows your real budget and strengthens offers. Compare multiple lenders for the best rate.

2. Focus on Personal Timing Over Market Timing

Experts across Bankrate, NerdWallet, and Forbes agree: Trying to perfectly time the market is nearly impossible and often costly. Buy when the home meets your needs and you can afford it comfortably. [](grok_render_citation_card_json={"cardIds":["0968a8","635c5e"]})

3. Build Flexibility

  • Boost savings for a larger down payment (lowers payment & eliminates PMI).
  • Improve credit and pay down debt to lower your DTI ratio.
  • Consider flexible options: FHA, VA, or down payment assistance programs.

4. Monitor & Prepare Scenarios

  • If rates drop: Refinance later.
  • If prices soften locally: Act quickly on good opportunities.
  • Build a contingency fund for surprises.
should I buy a house in 2026 if I plan to stay 5+ years


Recommended Neutral Resources

  • Bankrate & NerdWallet affordability/timing calculators
  • Forbes 2026 Housing Market Predictions
  • CFPB homebuying guides

Bottom Line: 2026 offers more balanced conditions than recent years. If you’re financially and emotionally ready, and you find a home that fits, buying now can be smart. Waiting makes sense only if you need time to strengthen your position. Prioritize long-term stability over chasing perfection.

What’s your biggest concern—rates, prices, or personal readiness? Share in the comments! Consult a financial advisor or HUD counselor for personalized advice.

buy now or wait 2026 housing market inventory and rates analysis


Updated for mid-2026 market conditions. 


#BuyNowOrWait2026
#RealEstate2026
#FirstTimeHomeBuyer2026
#HousingMarketUpdate
#MortgageAdvice
#Homeownership2026
#PersonalFinance2026
#RealEstateTips
#AffordableHousing2026

Tuesday, May 12, 2026

"Northern Colorado Springs Real Estate Market Trends in May 2026" - TRE

Northern Colorado Springs & Monument Real Estate Trends – What May 2026 Is Telling Us

Barndominiumin the forest - Why Buyers Are Watching North Colorado Springs and Monument in 2026


Northern Colorado Springs, Monument, Academy District 20, and Lewis-Palmer District 38 continue to stand out as some of the most closely watched real estate markets along Colorado’s Front Range. While national headlines remain focused on mortgage rates and affordability pressures, local reporting throughout May 2026 paints a more nuanced picture: growth has not stopped, but buyers are becoming increasingly selective.

Recent reporting from The Gazette, KOAA, KKTV, and Axios Colorado Springs highlights several major themes shaping the market right now: infrastructure expansion, school investment, commercial development, housing inventory stabilization, and increasing debates over land use.

District 20 and District 38 Continue to Drive Demand

Monument Colorado Real Estate Growth: What Homebuyers Need to Know


One of the clearest signals from recent coverage is that Academy School District 20 and Lewis-Palmer School District 38 remain central drivers of long-term housing demand. Families relocating to the Pikes Peak region continue prioritizing neighborhoods tied to highly rated schools, particularly in Briargate, Northgate, Flying Horse, Cordera, Monument, and Gleneagle.

Recent reporting on the Department of Defense awarding more than $42 million for a new elementary school connected to the U.S. Air Force Academy reinforces how closely military relocation patterns and educational infrastructure are linked in northern El Paso County.

Continued investment into D20-area educational infrastructure signals long-term confidence in north Colorado Springs growth corridors.

The Housing Market Is Becoming More Balanced

"Why Monument and Briargate Continue to Attract Colorado Buyers"


Multiple regional housing reports now describe the Colorado Springs market as “balanced” rather than aggressively seller-dominated. Inventory has improved compared to the ultra-competitive pandemic years, giving buyers more negotiating leverage.

However, the northern Colorado Springs and Monument markets remain more resilient than many southern or central neighborhoods due to:

  • School district demand
  • Newer housing inventory
  • Proximity to the Air Force Academy
  • Military and defense-sector employment
  • Continued commercial expansion along the I-25 corridor

While homes are generally spending slightly longer on market than in previous years, desirable neighborhoods in D20 and D38 continue attracting steady interest, particularly properties with updated interiors, mountain views, or proximity to parks and trails.

Monument Is Entering a New Phase of Commercial Growth

Colorado Springs North-End Real Estate Outlook for Buyers & Sellers


Monument has historically functioned as a quieter residential alternative to Colorado Springs, but recent reporting suggests the town is entering a more aggressive phase of commercial and mixed-use expansion.

Proposed retail centers, industrial parks, and mixed-use developments near Baptist Road and the I-25 corridor point toward a changing local economy designed to support the area’s rapidly growing population.

Potential Benefits

  • Improved shopping and dining access
  • Higher local employment opportunities
  • Reduced commuter dependence on central Colorado Springs
  • Long-term property value support

Potential Concerns

  • Traffic congestion along I-25 and Baptist Road
  • Pressure on infrastructure and utilities
  • Loss of small-town character
  • Increased debates over density and zoning

This tension between preserving community identity and accommodating growth is becoming one of the defining stories in Monument and northern Colorado Springs.

monument colorado housing market update


Land Use Battles Are Increasing

Several recent stories involving storage facilities, data center proposals, and commercial rezoning requests illustrate a growing trend: residents are becoming more vocal about how future development impacts neighborhood quality of life.

  • Traffic impacts
  • Noise concerns
  • Water usage
  • Viewshed preservation
  • School overcrowding
  • Property value impacts

These debates are likely to intensify over the next several years as population growth continues pushing northward toward Monument and Palmer Lake.

district 38 real estate market analysis


Apartment and Affordable Housing Development Continues

Northern Colorado Springs is also seeing continued multifamily growth, including new apartment developments and affordable housing projects.

This reflects broader regional housing pressures affecting Colorado Springs overall. Workforce housing availability has become an increasingly important issue for employers, healthcare systems, military families, and retirees.

Although some residents oppose additional density, many local officials appear focused on balancing growth with long-term affordability challenges.

What This Means for Buyers

  • More available inventory
  • Additional negotiation opportunities
  • Slightly slower market pace
  • Continued strength in highly desirable school districts

Premium neighborhoods in District 20 and District 38 still tend to outperform broader market averages due to sustained demand and limited land availability.

What This Means for Sellers

Sellers should recognize that buyers are increasingly price-sensitive and condition-conscious. Homes that are properly updated, staged, and realistically priced are still performing well, while overpriced listings may sit longer than they would have several years ago.

Neighborhoods closest to expanding commercial corridors and major infrastructure investments may continue benefiting from long-term appreciation trends.

Final Thoughts

flying horse housing market update


The May 2026 real estate picture for northern Colorado Springs and Monument reflects a market transitioning into a more mature and balanced phase.

Growth remains strong. Infrastructure investment continues. Demand for high-performing school districts remains durable. At the same time, residents are becoming more engaged in shaping how future development unfolds.

For buyers, sellers, and investors alike, understanding these local development patterns may prove just as important as watching interest rates or national housing headlines.


colorado springs north end housing market


Sources Referenced

  • The Gazette
  • KOAA News5
  • KKTV 11 News
  • Axios Colorado Springs
cordera neighborhood market trends



#ColoradoSpringsRealEstate
#MonumentColorado
#ColoradoRealEstate
#HousingMarket2026
#RealEstateTrends
#ColoradoHomes
#FrontRangeLiving
#HomeBuyingTips
#RealEstateInvesting
#ColoradoLiving


Graduate degrees still worth starting now | Careers that stay short-staffed through the mid-2030s

Careers still in demand if you start graduate school now Graduate school is worth it mainly where a master’s or professional degree is th...